Thursday, 9 September 2021

5 More Ways To Unlock Business Funds*


Launching a small and independent business is no easy task. However, if you want to free yourself from the restriction of being an employee in an office, becoming your own boss is a refreshing experience. However, it comes at a hefty cost. Joining an office as an employee costs you absolutely nothing. When you launch a business, you become responsible for the cost of administrative processes, equipment, marketing, maintenance, etc. In other words, you may need to secure funds before you can get started. \In a previous article, we’ve listed some of the most popular methods to get money for your new business

Indeed, working with reputable marketing agencies to get your venture off the ground can contribute to unlocking your growth potential fast. You can also use your branding presence to appeal to investors in the equity crowdfunding scene. New ventures can sometimes get access to affordable business loans that can support the launch. More often than not, a company that’s already defined its brand and business plan can start selling right away to build up its capital. 

You can also manage your fund using your personal finances, using your credit card to finance the launch while your savings keep the debt under control. Alternatively, many solo entrepreneurs choose to borrow from friends or family to keep interest rates manageable. Finally, second-hand markets can be a source of financial power, allowing you to purchase used equipment at a low cost and sell your unwanted items to raise capital. 


But what if those tricks are not enough to launch your venture? Here are 5 more ideas to unlock business funds.  


Unsplash - CC0 Licence 


#1. Turn your spare bedroom into a rental 

You can monetise your spare bedroom by turning it into a rental. Becoming a landlord, however, is no easy task. However, you’ll find the maintenance costs less significant when your tenants live under the same roof as you than if you had to look after a second property. To appeal to tenants, you want a cosy, elegant, and comfortable bedroom that is fully furnished. It can be a good idea to opt for quality bedding, such as supplied by Richard Haworth, the favourite supplier of luxury hotel chains. Why? Because the bedding is robust and designed for frequent use. You don’t want to replace the bedding fabrics after a few washes. Additionally, it enhances the bedroom atmosphere. 


The rent of room scheme is best suited for students or anyone new to the area who doesn’t have a permanent property. If you live in a touristic city, you can also open your room to weekend travellers, creating a reliable source of income for your business funds. 



#2. Become a recognisable expert

As a business, showcasing your expertise is key to attracting customers. But as a newly launched business, your expertise can also become a source of funding. YouTube channels are one of the most effective approaches to monetise content. As a solo entrepreneur, this means you could get paid for your expertise even if you do not have any customers yet. Many business professionals use their channels to educate and inform the audience. They also can raise sponsorship money through partnerships and patron platforms. Additionally, being visible and recognisable can also make it easier to appeal to an angel investor.  



#3. Can you be an influencer?

The other valuable use of social media for solo entrepreneurs is to build an influencer platform. Platforms such as Instagram are best suited for influencer activities. An influencer doesn’t need to share their business expertise, which can be a good idea if you are uncomfortable with a YouTube channel. However, you will need to make your personality and lifestyle relatable to your followers. Influencers can often receive free products for testing or a sponsor partnership campaign. Depending on your niche, you could secure your business equipment entirely throughout your influencer activities. 


Unsplash - CC0 Licence 


#4. Be a beta tester for new products

Similarly, becoming a reviewer or tester for digital or technical products can give you early access to solutions that are not released on the market yet. This could be a fantastic way of equipping the business without spending a penny for entrepreneurs who need highly specialist tools. But remember that brands will expect a complete report on each item. 



#5. Check local business grants

As the government and local institutions are working hard to recover from the pandemic crisis, grants for new businesses can be available in some industry sectors and regional areas. The purpose is to encourage small businesses to flourish and grow to recoup the economic loss suffered during the pandemic. So it’s worth reaching out to your local chamber of commerce and other governmental institutions to discuss your options. 



Can you kickstart your business without breaking the bank? The answer is yes. It may not be easy or immediate, but you can focus on your capital and assets if you can’t secure funds for your venture right away. Good luck as an entrepreneur! 



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Sunday, 29 August 2021

How to Get Money for Your New Business*


Starting a new business is an exciting process, but it can also be stressful. You might have some good ideas for your business, and you might know the industry you want to work in, but where do you start? How do you get money for your new business? This blog post will give you all of the tips that are needed to help answer this question!


Pexels


Work With the Best Agencies


Did you know that many agencies can help with your startup costs? While finding the right agency for you is essential, there are plenty of reasons why they should be at the top of your list. If done correctly, working with an advertising agency will allow you to get a return on investment and improve growth potential.


A design studio can also be a great option to help with your startup costs. They can create new logos, graphics, and other marketing materials that will increase traffic and revenue for the company.


Use Equity Crowdfunding


Another great option for startup costs is equity crowdfunding. Equity crowdfunding allows companies to raise money from a large group of people instead of one or two investors you may know through friends and family. Most importantly, you can complete this method online, so it's simple to use!


Sell Your Products and Services


Many new business owners don't realize that you can sell your products and services. Doing this might require a lot of time, but the extra cash will be worth it in the long run!


Get Affordable Loans


Did you know that there are loans available for new businesses? The application process can be a little complicated, so it's best to work with an agency like TFS Capital, but once the loan is approved, you will see how much money they can provide!


Use Credit Cards


Another option for startup costs is using your credit card; this is an excellent option if you have some money saved up in your account, but it can also be risky. You don't want to rack up too much debt before the business even opens its doors, so make sure you prepare for this method of getting startup costs.


Borrow From Friends and Family


If possible, borrowing money from friends and family is an excellent option for those looking to get startup costs. Of course, this method might not be the best in some situations, but if your parents or close friends have money saved up, then it's worth asking!


Buy Used Equipment


If you can't afford new equipment, buying used items is perfectly acceptable as well. It doesn't have to be top of the line, but it will still help with startup costs.


Sell Your Old Stuff


What do you have sitting around in a box somewhere? If there is anything that you haven't used in over six months, then now might be the time to sell it! Whether it's furniture from college or an old video game system, you might be surprised how much money you can make through selling old items.


Find Creative Ways To Make Extra Cash


Do you love creating art? Then, start designing logos and business cards for other companies in your industry! If you have a specific skill, then it's time to shine with this method of getting startup costs.


In conclusion, there are several different methods for getting startup costs. Which one you should choose is up to you, but don't be afraid of new business ideas!



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Tuesday, 27 July 2021

The Little Barn Of Dreams - Lucy Knott | Book Review


The Little Barn Of Dreams

Author: Lucy Knott

Find Lucy: @LucyCKnott  | @TheBlossomTwins

Released: July 8th 2021 (E-book) | October 14th 2021 (paperback)

Format: Paperback | E-Book

Purchase From: E-Book - Amazon - £2.59 | Paperback - Amazon £8.99 | Book Depository £8.99 | Waterstones £8.99

Plot'Can two dreamers find love in the real world?
When quirky bookworm Florence Danver loses her job, she knows it's time to make some serious changes. Nanna Margot encourages Flo to spend a week at Camp Calla Lily, where she hasn't been since she lost her parents. Her return is filled with bittersweet memories... until she meets Jo Hadlee. 
Soon enough, Flo and fellow dreamer Jo are inseparable as they connect over books and build castles in the air. But when Jo leaves suddenly for his job in London, the fantasy bubble bursts and real-life comes roaring back in.' (taken from Waterstones)

My Rating★★★★★



Review

I love how the characters feel so real.  I find this isn't always the case with some books, but this one they just do! They make you want to go and grab a drink with them and listen to the 'how they met' story! Florence has this determination in her that makes me love her so much!

The book has a very warm feel to it, so would be a perfect summer or autumn read, as the words 'campfire' popped up! I've not been to a camp before in my life, but Camp Calla Lily sounds like some cute little place, tucked away and just waiting to be explored! The fact the characters are so book obsessed is something else that made me love them - as I can totally related to this! 

It was so easy to fall into this book, and Lucy has a wonderful talent for describing different locations and places, so much so that you can picture your own interpretation of how it all looks!


And finally, to my lovely blogger friend Lucy - congratulations! So glad I found you and Kelly via The Blossoms Twins a few years ago and have been able to get to know you both a little bit, and get to see you release your many novels now! I can't wait to see what else you release over the coming years!!

If you've already read this book, what did you think? Let me know! Hope you have a great day and keep safe :)



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Tuesday, 20 July 2021

3 Awesome UK Day Trips For the Whole Family*


Image credit.


When you are stuck in your home country for the summer, you might be tempted to feel upset. Of course, we all want to go off on our jolly holidays to Europe or even the rest of the world, but with the current travel restrictions in place, most people can agree that it may not be worth the hassle.


However, do not despair! The UK might be made up of tiny little islands, but it’s a brilliantly versatile place when it comes to holiday opportunities. If you have opted for a “staycation” - i.e, taking time off work but staying at home - then you might be searching for day trips in the UK that are fun for all the family.


Well, we’ve got you covered! Here are 3 awesome UK day trips for the whole family. 


Cheltenham Horse Races

You might be thinking, ‘Is horse racing a family activity?’ Yes, indeed it is! While the adults might enjoy a few glasses of champers and placing a couple of bets, kids also love horse racing for its fast pace and for the beautiful horses. See the horses whoosh by with their riders - it gives you goosebumps every time!


Racing at Cheltenham is also an outdoor activity that keeps you away from crowded indoor spaces. Take your family for a fun day in the sun at Cheltenham Races in the summer!


Warner Brothers Studio Tour: The Making of Harry Potter

This tour, commonly known as ‘Harry Potter World', is one of those places that you go to for the kids, but end up enjoying it as an adult too. Just like Disneyland, Harry Potter World is a veritable smorgasbord of Harry Potter themed delights - from drinking “butterbeer” in the Leaky Cauldron, to practicing magic on your very own broomstick, to seeing how the movies actually got made. For the adults, there’s the excitement of nostalgia and interesting facts - and for the kids, of course, the wizarding world simply comes to life before their very eyes. 


The Warner Brothers Studios are located in Watford, just outside of London. Are you ready for a fun staycation adventure to the Wizarding World?


Stonehenge

If you are a family who love history and enjoy exploring cultural artefacts, you will love Stonehenge. Although Stonehenge is a staple of British history, many Brits have actually never visited it, simply because it is off the beaten track.


You might think that Stonehenge is just sitting there, unaided by any kind of institutionalism. But you’d be mistaken! There is actually a small entryway, a museum and a cafe just a few miles down the road, and then a bus will take you to the actual site - or, if it’s a lovely day, you can walk there too. 


Stonehenge is a great way for the family to learn about ancient British history and see an amazing heritage site!


Overall, staying in the UK for the summer isn’t that bad after all! Make the most of this awesome country by playing a tourist in your homeland this summer.



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Wednesday, 7 July 2021

Tips For Enjoying Your Summertime At Home*


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What's summertime without some quality outdoor experience, right? Unfortunately, the onset of the coronavirus pandemic forced so many people to remain locked indoors, observing summer pass by from their windows. Things have improved this year, but there are still many people who might not find it safe just yet to hit the outdoors this summer. Are you one of those people? Do you want to find ways to enjoy yourself in your home? Then these tips might help.


Start a garden

Backyard gardening is one of the most relaxing and rewarding hobbies you can ever pick up during summer. In fact, according to some experts, gardening offers so many benefits to the mind and body. Plus, if you decide to grow a vegetable garden, then you'll have the added benefits of saving up on some things on your grocery list. If you can't take a vacation this summer, try starting a garden instead. You don't need to have ample backyard space to grow the perfect garden, as there are several ways to use the smallest area you may have. You can even choose to start an indoor garden if you want. But no matter what type you choose, starting a garden is always worth it.


Have a backyard camping time

Do you love camping, and are you tired of being locked up indoors all the time? Do you have some backyard space? Then how about you try having a backyard camping time? If you already have some camping experience, this shouldn't be any different - except for the location. Prepare your backyard like you would any campsite, set up your equipment, and enjoy a beautiful night outdoors under the stars. You can try every camping activity in your backyard and even bring your family in on it. Quality family time and loads of fun guaranteed!


Summer cookout

No matter what the current pandemic can take away from you, it cannot rid you of the joys of having a good cookout time in your backyard with your loved ones. If indoor meals are becoming too boring, take the cooking outside and create a new cookout experience for your family. If your backyard comes with a grill, now is the time to clean it out and get your BBQ groove on. Impress your family with your grilling skills and let the aroma waft in the homes of your neighbours. A good summertime brings the family together for quality time, but it doesn't mean you can't treat yourself if you live alone. 


Spruce up your backyard space

Perhaps you're not a fan of camping and BBQs. Perhaps all you want to do is enjoy some peace in your home's outdoor space. You want to relax, chill out, and take it easy while the golden beams of the summer sun caress your skin. In that case, why don't you spruce up your backyard space for that purpose? Get together a set of outdoor furniture or choose the one you prefer the most, grab a bottle of wine (or beer), create your favourite playlist, get your earphones, and enjoy a good day out in your backyard. To create the perfect outdoor environment, you may need to spend some time weeding and clearing. Or you can even go for a complete backyard facelift if you want.


Don't forget the indoors

While you work on your outdoor space, don't forget the indoors. One tip to enjoying summertime at home is to prepare your home for the season. For example, you can add a touch of nature to your interior by opting for silky breezy curtains and bedspreads. This is not the time to keep your windows shut and draped with thick curtains. You want the gentle summer breeze to make its way into your home. You can add some indoor plants to create pockets of summer spots in your home. Also, add the right furniture pieces that will improve your living, depending on what you need - from the perfect nursery furniture for your little ones to the more chic designs for the adults.


Take care of yourself and those around you 

The most important thing is to ensure that you remain in good health through it all. So while you're putting plans in place and preparing your home, ensure that you take good care of yourself and those around you. Slow things down and embrace the simple life if you can't have that dream vacation this year. Why stress or worry about something you can't change? If you're fortunate to have your family with you, spend time with them and cherish each moment.



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Thursday, 10 June 2021

A Life Catch Up!


Oh hey there everyone! Hope you're all doing okay!

Had a little while away from here as I'm mainly just focusing on my YouTube channel these days, but I like to try and pop on here now and then with a post for those of you who are still around!! It's not a lot of content for you in this post, but I wanted to share a little life catch up with you. 


So what have I been up to over the last couple of months?
  • We had a week away to Center Parcs at the end of April, and it was sooooo good to get away from the 'normal' routine we have right now, and to also get out of the house for a little getaway together
  • Started watching Law & Order SVU for the first time - I'm already on season 5 after 3 weeks!
  • I had my first dose of the vaccine on Tuesday
  • It has given me some joyful side effects thus far, but hoping that will go away after a few more days
  • I finally met Nicola's 3rd daughter, Chloe, last night and she is SO CUTE
  • Thanks to Jodie, I am now addicted to the Berry Cooler drink from Costa
  • Work has been exhaustingly busy, with new summer lines of food arriving
  • I've done a LOT of shifts on the ovens recently, and only burnt 4 ovens worth of food so far due to mis-reading the operations manual 
  • I've watched WandaVison, The Flacon and the Winter Soldier, and now onto Loki - all on Disney+
  • Had quite the heatwave here in the UK, which has been lovely to be able to get out in the garden more often
  • Started planning out things for a Florida holiday next year!
  • Got to spend a few days here and there with my Mum, who I hadn't properly seen since November last year
  • FINALLY got to see my Auntie Jackie, and cousin Daniel for the first time since the pandemic started, and it was such a great feeling to finally see them after the longest time

That's about all I can remember from the last two months, and my arm is still so sore from the vaccine that I'll have to stop here and think of the rest for another post when I eventually do one. What have you all been up to recently? Let me know! Hope you have a great day and keep safe :)

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Thursday, 8 April 2021

Get These Home Improvements Done Before Summer*


Image from Pexels - CC0 License


When summer is approaching, you want your home to be ready. Whether you're planning on spending a lot of time at home, and maybe enjoying a staycation, or you want to go traveling, your home needs to be prepared for the summer months. There are some great home improvements that are ideal for completing before summer arrives if you're looking for a project or you just want to make sure your home is offering you more during the summer. Before it starts to get too warm, when you might feel less enthusiastic about doing any home improvement projects, consider making these changes.


Improve Your Home Security

Are you thinking about going away during the summer? If you want to take a trip somewhere, you need to consider what happens to your home when you're away. Some people might get a house sitter to care for their home for them, while others might plan to leave their home empty. If you're taking the latter option, it could be a good idea to improve your home security. One thing you could consider is putting in a smart security system. When you install security cameras, you could get a notification on your phone to let you know if they pick up anything unusual or unexpected.


Image from Pexels - CC0 License


Fix Your Air Conditioning

You don't want to be suffering from the heat during the summer. An efficient air conditioning system is vital, so make sure yours is working before the temperature rises. If you don't want to wait to get your air conditioning unit looked at, call a 24 hour AC service to get it taken care of right away. It's a good idea to have your air conditioning serviced before summer to prevent any problems from occurring. It's better to be prepared than to have your AC break down in the middle of summer when you need it the most.


Carry Out Energy-efficient Changes

You can use a lot of energy during the summer, even if you perhaps don't use as much as you might in the winter. You might have your AC running, use sprinklers in your backyard, or even have an extra freezer running for all your ice cream. Before summer arrives, consider some energy-efficient upgrades to your home. A smart thermostat can give you more control over the temperature of your home, keeping it at a comfortable level without using up too much energy.


Image from Pexels - CC0 License


Make Backyard Improvements

During the summer, your backyard can become your sanctuary. It's a place to hang out, whether you sit out in the heat of the day or you enjoy the cooler morning or evening hours. As well as tidying up your yard so it looks good for summer, you might want to add some features to make it an even more enjoyable place. Some outdoor seating, lighting, a new grill, a fire pit for evenings, and other improvements could all enhance your yard.


Get these home improvements completed before summer arrives, and you won't mind staying at home.



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Saturday, 3 April 2021

10 Things To Do In 5 Minutes | Part 2


Ever have trouble getting some of your to-do list sorted quickly? Here are a few things that you can quickly do during the day, or if you feel the need to be productive. Pick one of the below, and spend 5 minutes for each of these items, and you'll have a few things checked off for the day!

  1. Empty your inbox. Reply to emails, delete junk mail, send of replies
  2. Clean up any rubbish off your desk, shelves, counter tops, floors, and throw it out
  3. Reply to 10 people on any social media accounts you use
  4. Throw out any expired food in your pantry or refrigerator
  5. Throw out any expired, damaged or empty makeup items
  6. Write a shopping list for your next shop
  7. Swap out your seasonal clothes. Store the old season somewhere safe
  8. Paint your nails, do a face mask, or any pamper you wish
  9. Remove items from wish lists that you now own/no longer want
  10. Put on a good song, and do a quick hoover around the house
What other things would you add to this list, and what things will you give a try? Let me know! Hope you have a great day and keep safe :)

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Thursday, 4 March 2021

Up Your Board Game Skills With These Tips*


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If you are the kind of person who is really into board games, you will know full well just how exciting and amazing they can truly be. As geeky as it looks to the rest of the world, for us gamers it’s just another great way to pass the time. And just as there are good and bad board games, so are there good and bad board game players. If you are keen to improve your board game skills, there are a few things that can really help, so let’s take a look at what those might be right now.



Play The Part


One thing that can really help is if you spend a little more time and energy really trying to play the part of a board gamer. That means that you have all of the necessary equipment, for one: a set of your own personalised dice from SkullSplitter Dice, some fancy card sleeves for your Magic: The Gathering decks, and so on. The more that you are playing the part by having these kinds of things in your possession, the more you are going to bring to the table, literally, and that will improve your skills no end.



Read The Instructions


It’s always going to be easier to master a specific game if you know the instructions inside and out, of course, so that means you should aim to read the instructions every time without fail. As long as you do that, you are much more likely to get as good as you want to be at not just those specific games but also any games that might be looked into in the future too. That’s because a lot of board games do share certain elements, so the more you get used to them, the more you will be able to pick up new games with ease.



Have A Practice Run


It’s always worth having a practice run for a new game, especially if it is particularly complex. Ideally you can do this as a group, but if you want to come to the group prepared, you could practice on your own at home first. There are plenty of places online you can go to legally play games for free now, so you should be able to practice pretty much any game you might be about to play in real life. Consider downloading Tabletop Simulator for somewhere to practice your games.



Get Brain Training


All board games are going to be improved by you having a better ability to think logically and clearly - well, except for those games which are almost entirely luck - so the more you use your brain in other circumstances, the easier you will find it to win board games with your friends. Spend some time brain training in other ways, and you are going to find it translates over to the board game world very well, thereby increasing the amount that you win and improving your standing amongst your friends. The more you put into it, the more you receive.



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Tuesday, 2 March 2021

My 2021 Workout Playlist



I love doing a little bit of exercise, and nothing helps more to get me into a good Pilates or Dancing session, than my 'pump it up' playlist! This is the playlist I've had to motivate me for the past year (with some VERY recent additions), and are all songs I love to have a dance to, even if it's just one of the songs as a super energetic solo bedroom dance session...

Don't judge!

The whole playlist is just over 20 minutes, which is just about all I can do before giving myself a nasty asthma attack - but that 20 minutes is a good workout for the body once or twice a week. So today I wanted to share the songs I use, and see if anyone has similar ones. Here are the songs I listen to for my warm up, cool down and the main session for workouts in 2021!

Warm Up - 2.47 Minutes


Main Exercise - 16 Minutes (approx)



  



Cool Down - 3.33 Minutes



The good thing with the Zumba songs is they have a dance routine for each of them which I can then do if I'm doing my own Zumba session. And the MNEK one has an accompanying dance from a DVD I had years ago - so I just wing it when the rest come on and try and get in a lot of stretches, squats and jumping jacks during that part.

My warm up and cool down both have a 60 second jogging on the spot as well as numerous stretches to make sure I don't hurt myself!

What are your songs for working out? And do you prefer an upbeat playlist or a more relaxing one? Let me know! Hope you have a great day and keep safe :)


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Wednesday, 3 February 2021

A-Z Of My Favourite Songs | 2021


I've thought of another A-Z post to share with you all! I won't lie, I love doing these sort of list posts, they're fun to do, and it's a good brainstorming session for the alphabet! Today, are a list of songs that I am loving right now for each letter!

A - Alexander Hamilton - Hamilton OST
B - Bad Blood - Taylor Swift
C - Confident - Demi Lovato
D - Dreams - Van Halen
E - Everybody (Backstreet's Back) - Backstreet Boys
F - Freaky - Jesse McCartney
G - Guns And Ships - Hamilton OST
H - Her Majesty - Frock Destroyers 
- Immigrant Song - Led Zepplin
- Judas - Lady Gaga
K - Kings & Queens - Ava Max
L - Let's Groove - Earth Wind Fire
M - Machine - We Three
N - No Excuses - Meghan Trainor
O - One Last Time - Ariana Grande
P - Promise The Stars - We The Kings
Q - Queen Of Hearts - We The Kings
R - Really Don't Care - Demi Lovato
S - Sweet Melody - Little Mix
T - Thunderstruck - AC/DC
U - Ugly Heart - G.R.L.
V - Vacation - Simple Plan
W - When It's Love - Van Halen
X - XO - We The Kings ft. Elena Coats
Y - Youth - Troye Sivan
Z - Zombie - The Cranberries
# - 1999 - Charli XCX


Are any of the above favourite songs of yours? And what are yours for all of them? Let me know! Hope you have a great day and keep safe :)


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Friday, 29 January 2021

Costs To Consider When Selling Your Home*


Pexels. CCO Licensed.

Selling a home can sometimes be an opportunity to make money. However, it’s important to also consider the various costs involved when selling up. Below are just some of the expenses involved when selling a home that you will need to budget for. 

Agency fees/commission

Most people use an estate agent to help sell their home. If you do choose to use an agent, you’ll have to pay a seller’s fee or commission. This is usually paid after the sale is made - some of the money you get from the buyer then goes towards the agent. Technically, it’s the buyer paying the agency fee/commission, however it comes out of the value of your home so you’ll end up earning less money from the sale. Most estate agents charge about 6% commission. 

Energy performance certificate

An energy performance certificate (EPC) may need to be acquired when selling your home. This is a document that assesses the energy usage of your home to ensure that it is energy-efficient enough. EPCs typically cost between £60 and £120. If you bought your home less than 10 years ago or have had a energy assessment within that time, you’ll already have a valid EPC and won’t need to apply for a new one. There are sites online that can offer more information on property certificates such as EPCs. Other certificates may be necessary when selling certain other types of property. 

Solicitor fees

To handle all the paperwork when selling up, it will usually be necessary to hire a solicitor. This solicitor will also be able to help with any paperwork involved when buying a new property. There are solicitors that specialise in this process (known as conveyancers) and there are more general solicitors that may handle property matters along with other areas of law. You should consider whether you want to hire a conveyancer or a general solicitor. Legal fees typically cost £850 to £1500, not including local search fees. 

Property taxes

In some cases, you may have to pay tax on your home. This could include capital gains tax if it is a second home or inheritance tax if it is a property you recently inherited. A financial advisor may be able to help you understand these taxes so that you can budget for them (the likes of inheritance tax could be a very large sum). 

Moving and buying costs

It’s likely that you’re not only selling a home but buying a new one. You should also consider the various costs involved in buying a new home - this could include cash on a new property/a down payment on another mortgage, stamp duty tax, a home survey and various other fees. You may also have to consider the cost of hiring a moving company to transport your belongings to your new home. The value of your home may be able to cover all of these costs, however you may have to pay certain fees before you sell your home. Bridging loans are sometimes an option for covering these expenses, but may not be ideal if you want to avoid debt


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